Important Questions You Need to Ask
Ask yourself these questions and it will become clear that pre-planning is indeed a smart thing to do.
“If I were to die tomorrow, how would my loved ones pay for my funeral expenses?”
- Proceeds from my life insurance,
- My savings,
- My children’s savings,
- A loan taken by my family, or
- I do not know
Many families who do not prearrange use proceeds from life insurance to pay for their loved one’s funeral. Aptly named, life insurance proceeds are intended for the survivors’ living expenses. Pre-funding your funeral today leaves no doubt and provides the money your family will need to pay for costs associated with your death.
“If I were to die tomorrow, how much might my funeral cost?”
- Over $10,000,
- Between $8,000 and $10,000,
- Between $6,000 and $8,000,
- Between $4,000 and $6,000,
- Between $2,000 and $4,000, or
- Under $2,0000
According to one industry source, the average cost of a funeral in 2008 was around $7,000, with costs rising around 4 percent annually. Prefunding your funeral today could guarantee your family will pay no more than the cost at today’s price, a savings of nearly $260 each year until the funeral occurs.
“If I were to die tomorrow, would my loved ones know…”
- What type of service I want?
- Which funeral home or crematory I prefer?
- How I want my remains handled?
- What type of casket or urn I want?
There are many decisions which need to be made in planning a funeral or memorial service. Selecting funeral merchandise, the type of service and those who might officiate are just a few of the many choices. Planning in advance ensures your wishes are fully met, down to the smallest detail.
“If I were to die tomorrow, how would my loved ones benefit from my decision to pre-plan?”
- My loved ones won’t be burdened with making decisions at a difficult time.
- They can come together and grieve because prearranging reduces the potential for disagreements about the funeral decisions.
- They will be relieved of the financial responsibility for my funeral.
- Most importantly, they will take comfort in knowing they are honoring my wishes.
Emotional overspending lack of direction and a sense of desperation are all things we see families go through in our funeral home. While the grief is still there, much comfort is felt in knowing all the wishes are honored and costs covered by an advance funeral plan.
Schedule your pre-planning appointment today by calling Heritage Oaks Memorial Chapel at (916) 791-2273.
During your pre-planning meeting you will receive a complimentary Personal Memorial Planner to help you record important information your family will need.
To attend a free Preparing Is Caring Seminar, call us for time and location.
Learn important information such as
* Best Practices for planning your estate
* How to document your healthcare decisions
* The importance of end-of-life prearrangements
* The truth about Veteran burial benefits
* Gifting to your heirs
Reserve your seat today by calling us at (916) 791-2273!
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Heritage Oaks Memorial Chapel
FD 1990
6920 Destiny Drive
Rocklin CA 95677
(916) 791-2273